My wife and I were in Cancun a few years ago boat diving. The weather was sunny and warm as we submerged. After a great 40 minute dive we surface to a 3’ chop rain and wind. I wouldn’t call it a bad storm. It was just a storm but the boat we were on was equipped with a large swim platform to reboard. It was bouncing out of the water due to the chop and you needed to time when to swim up onto it. I timed it wrong and ended up with a broken rib.