Ok here’s the current activity of the situation. I have gotten in touch with a family member of the owner who knows him well & works there at the shop. She is not sure why he was so adamant to not working with me. She is going to speak with him when he arrives back in town to try to work out something. That’s good for me! I still have the active dispute with my bank. Now I have contacted PADI about the teaching issues & such they have advised to put everything in writting & email it to them. Regarding my identity I do not have to disclose who I am. Where I live we have only 2 shops including this one so I am not going to stir up to much S#T! The diving community is very small here & I have spoke to several people in my area about the shop. The word is spreading slowly. I have taken steps thanks to the advice of my kind db.com members & I greatly appreciate all of the advice! Due to the size of the dive community locally BD.com offered me the chance to get other divers opinions w/out asking everyone around here.