My insurance is due, and I am trying to compare. It is very frustrating, as some of you have pointed out, that they charge us the same whether we are just certifying a family member/friend on rare occasion, or churning out students on a weekly basis. My insurance for dive liability costs more than any other insurance i have to pay, and as one of you said, if any incident arises, our agencies are looking to protect themselves first.
I am waiting for a return phone call from Willis. Have any of you used it? How does it compare with V&B? I wish we could at least pay monthly instead of annually.
I do like your idea of a group policy for all of us here!
And by the way, to the guy who said you want to retire somewhere with cheap shore diving, come to south Florida. Your only daily cost is the meters, and if you buy an apartment on the beach, you even waive that. Then you just have to pay for inspections of your gear and tanks each year or so. Let me know if you want to come visit and I will show you. If you want ot see photos, give me your email address and I will mail you some.
Ariane