I just got off the phone with the person who administrates the group policy I’m covered under. I was informed of a change... Professional Liability has been changed to Claims Made form from
Occurrence form. What this means is that all of us dive professionals
will be required to buy Tail Coverage upon our retirement or cancellation of
the Group Policy. Our coverage is with Witherspoon but after checking it seems that this change is taking place within all USA insurance carriers this year. Tail coverage cost less but depends on the statute of limitations for your particular state.