Panama City has the most (and best) dive sites of the panhandle area. The jetties at the state park are the only beach dive. I usually dive with Panama City Dive Center or Diver’s Den when I do boat dives. There are many wreck and rubble sites. Some of my favorites are Black Bart, USS Strength, almost any of the sunken bridge spans, Chippewa and the hovercraft. The springs mentioned previously are nice, just make sure you bring a wetsuit (68 degree water). Destin is a short drive from Panama City.