I have had Dive Assure for the past two to three years. and the differences are quite striking.
The Diamond policies not only provide primary care but covers up to one million dollars whereas Dan is considerably less.
DiveAssure is best for multi-trips, three or four trips a year is where it really works for you.
One other feature if you travel 50 miles from your home to dive that’s considered a trip so it’s covered as well. Car problems, etc.....all covered.
I can’t remember all the details but I researched it thoroughly prior to my purchase a few years back. I’ve been EXTREMELY happy with DiveAssure, especially when I had a trip canceled due to a hurricane.
DAN is still very good and if you’re a once or twice a year diver, then the cheaper and more economical is DAN, but that’s dive insurance and not travel. so you still have to purchase the travel with each trip planned.
Research it well and talk to each company about various scenarios that could occur and see which one is best for you and your dive plans. Go from there.
I’m still a member of DAN but for dive and travel insurance I’m sticking with DiveAssure.
Hope that helps.
Nesher